YOUNGBLOOD WEALTH
At a Glance
We are an independent wealth management firm that delivers financial planning, investing, and insurance on behalf of our clients. We are supported by the vast institutional resources of LPL Financial, one of the nation's leading financial services companies and a publicly traded company on the NASDAQ under ticker symbol LPLA.
Our independence means that we can provide you with objective financial guidance—allowing us to act in your best interests at all times.
As an independent firm, we have the flexibility to offer you access to a wide range of non-proprietary offerings and services—without the obligation toward any particular investment or brand—keeping our focus solely on your objectives.
Our structure allows us to competitively offer you any combination of investment advisory and brokerage services, financial planning, insurance solutions, and hourly consulting. We are deliberately designed with the flexibility to foster a collaborative approach to define the scope of services and relationship that meet your specific needs.
No matter what you’re investing for, we will be your partner, working in concert with you to develop a wealth management strategy based on your goals, timeline and risk tolerance. A thorough evaluation with your financial advisor is necessary to determine the most appropriate services for your needs.
Account Protection Pledge
When you invest with an financial professional who affiliates with LPL Financial, your accounts are protected with multiple levels of security:
LPL Financial's Securities Investor Protection Corporation (SIPC) membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claims for cash.* London Insurers provides securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575 million (protection is subject to terms and conditions).
Through LPL Financial's multi-bank sweep solutions, clients will receive the benefi t of FDIC insurance:
- Accounts eligible for the Insured Cash Account (ICA) will receive up to $2.5 million in coverage for single account holders and $5 million for joint accounts.
- Accounts eligible for the Deposit Cash Account (DCA) will receive up to $2 million in coverage for single account holders.
- ICA and DCA deposits are FDIC-insured to a maximum amount of $250,000 (including principal and accrued interest) per bank, per legal capacity, and is aggregated with all other deposits held by you in the same recognized legal capacity at the same bank. Other investment holdings are subject to loss.
Regardless of investment type or size, LPL Financial ensures your funds are well protected. If you’d like more information on what this SIPC membership entails, please visit www.sipc.org for a brochure. For FDIC insurance coverage information, log on to www.fdic.gov.
* The account protection applies when an SIPC member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments.
Effective wealth management is enhanced by the right partner. In the same way you benefit from the knowledge and guidance of your financial professional, we benefit from the insights and oversight of LPL.
LPL Financial is one of the nation's leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm’s mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm’s tools and resources to help them provide financial guidance and recommendations to help meet their clients’ needs.
For more information about LPL Financial, visit lpl.com.
Today, LPL provides comprehensive support and a broad range of innovative business solutions to a network of more than 16,000 financial professionals. They've built a reputation for customized service and personal attention, institutional research, and renowned educational conferences. To learn more, visit www.lpl.com.